UK Haulier have been recommending leading truck insurance brokers for many years. Being in touch and involved in the haulage industry on a daily basis, we have learnt how and where to get the best insurance deals and products within the UK insurance market place. This is why we have teamed up with Optin Insurance to bring our customers and members the best truck insurance policies tailor made to each of their individual and various business needs. You will also receive free excess recovery insurance (terms apply) with an Optin truck insurance policy.
HGV fleets from 3 to 500 vehicles
Up to 65% intro discount
Vehicles insured up to 60 tonne
Free excess recovery insurance
Dedicated account manager
Do you need a truck insurance policy?
If you own and intend to use a truck on a UK public highway which is over 7.5 tonne gross vehicle weight then an HGV insurance policy is required. Examples of these vehicle types, whether they do or do not include Cranes, Hook Lifts or Pumps, would be an Articulated Lorry, Tipper Lorry, Curtain Siders, Low Loaders, Cement Mixers, Car Transporters, Skip Lorry, Flat Bed Lorry, Rigid Vehicles, Beaver Tails etc.
How you are intending to carry your goods determine what HGV insurance cover you will require. The options can be:
– Haulage Insurance (Carriage of Goods For Hire and Reward) – this cover will be required if you are charging to deliver someone else’s goods
– Social Domestic and Pleasure Insurance – usually for personal use (Horsebox etc.)
– Carriage of Own Goods Insurance – for the carriage of your business goods only (Scaffold Company etc.).
Insuring HGV’s follows the traditional types of cover of Comprehensive, Third Party Fire and Theft and Third Party Only. All insurance policies will carry an excess (the first part of any insurance claim which you are responsible for). All excess vary from each and every HGV insurance broker, be assured you check this when comparing quotations.
Windscreen cover is usually not available on Lorry Insurance Policies however some HGV insurance companies can offer this with some Comprehensive products, this incurs an extra excess. Our HGV insurance partner can offer and arrange cover for all types of policyholders which include sole proprietors, lorry business partnerships, incorporated haulage companies, charities and other organisations.
How can we help you get the best deal?
We have been recommending leading insurance brokers for many years. Being in touch and involved in the haulage industry on a daily basis, we have learnt how and where to get the best insurance deals and products within the UK insurance market place. This is why we have teamed up with Optin Insurance to bring our customers and members the best insurance policies which are tailor made to each individual and business needs.
Who are Optin Insurance?
Optin Insurance specialise in haulage insurance with staff who are highly trained to the top standards within the haulage insurance sector thus offering their customers the highest level of customer service and industry knowledge with a specialist approach to each customer’s insurance policy needs.
Optin Insurance are dedicated in offering the best, but more importantly, the correct cover at the most competitive premium. Their policies are underwritten from a panel of the UK’s top insurers, including AVIVA, Zurich, AmTrust Europe, Brit Insurance, Groupama & MMA Insurance.
UK Haulier members save extra!