UK Haulier have been recommending leading Liability insurance brokers for many years. Being in touch and involved in the haulage industry on a daily basis, we have learnt how and where to get the best insurance deals and products within the UK insurance market place. This is why we have teamed up with Optin Insurance to bring our customers and members the best Liability insurance policies tailor made to each of their individual and various business needs. You will also receive free excess recovery insurance (terms apply) with an Optin Liability insurance policy.
HGV fleets from 3 to 500 vehicles
Up to 65% intro discount
Vehicles insured up to 60 tonne
Free excess recovery insurance
Dedicated account manager
Do you need a Liability Insurance Policy?
It is important to have liability insurance to cover you and your business if an accident occurs and results in injury to a member of the public, a customer or an employee.
Public liability insurance is important for your business because it will pay out in the event that a mistake is made which causes an injury to a member of the public or customer, or which damages their property.
Incidents where customers slip or trip over are among the most common accidents which can result in public liability insurance claims. For example, if a spill on a shop floor isn’t marked sufficiently with a warning sign, and a customer slips and becomes injured as a result, they may claim for compensation. Public liability insurance covers this cost for a business.
Employers liability insurance is crucial for your business. If an employee may become injured at work or become ill as a result of working for you. If this happens, they might be entitled to claim compensation. Employers’ Liability Insurance covers these costs.
An example of a situation where you would need to claim on your employers’ liability cover would be if an employee is injured while working on machinery without the proper safety precautions. It also covers claims for employee illnesses that have been contracted as a result of working for you, even if they manifest after the person has left your employment. For this reason, you must keep on file all documentation related to your employers’ liability insurance, even if it has expired.
How can we help you get the best deal?
We have been recommending leading insurance brokers for many years. Being in touch and involved in the haulage industry on a daily basis, we have learnt how and where to get the best insurance deals and products within the UK insurance market place. This is why we have teamed up with Optin Insurance to bring our customers and members the best insurance policies which are tailor made to each individual and business needs.
Who are Optin Insurance?
Optin Insurance specialise in haulage insurance with staff who are highly trained to the top standards within the haulage insurance sector thus offering their customers the highest level of customer service and industry knowledge with a specialist approach to each customer’s insurance policy needs.
Optin Insurance are dedicated in offering the best, but more importantly, the correct cover at the most competitive premium. Their policies are underwritten from a panel of the UK’s top insurers, including AVIVA, Zurich, AmTrust Europe, Brit Insurance, Groupama & MMA Insurance.
UK Haulier members save extra!