Unlike life insurance, which only pays on your death, critical illness insurance is designed to pay you a lump sum or income should you be diagnosed with a life threatening or debilitating condition. Most people in this position cannot continue to work so the policy benefits help to replace lost income.
There are lots of policies available, all with different terms and conditions, so it pays to get independent advice before you buy. Our specialist team have been providing critical illness policies for many years and have access to all the leading insurers, so we can make sure you get the right policy.
