Liability Insurance
Do you need a Liability Insurance Policy?
It is important to have Liability Insurance to cover you and your business if an accident occurs and results in injury to a member of the public, a customer or an employee.
Public Liability Insurance is important for your business because it will pay out in the event that a mistake is made which causes an injury to a member of the public or customer, or which damages their property.
Incidents where customers slip or trip over are among the most common accidents which can result in public liability insurance claims. For example, if a spill on a shop floor isn’t marked sufficiently with a warning sign, and a customer slips and becomes injured as a result, they may claim for compensation. Public liability insurance covers this cost for a business.
Employers Liability Insurance is crucial for your business. If an employee may become injured at work or become ill as a result of working for you. If this happens, they might be entitled to claim compensation. Employers' Liability Insurance covers these costs.
An example of a situation where you would need to claim on your employers’ liability cover would be if an employee is injured while working on machinery without the proper safety precautions. It also covers claims for employee illnesses that have been contracted as a result of working for you, even if they manifest after the person has left your employment. For this reason, you must keep on file all documentation related to your employers’ liability insurance, even if it has expired.
Why use UK Haulier to help find your Liability Insurance?
UK Haulier have been recommending leading Public and Employers Liability Insurance brokers for many years. Being in touch and involved in the haulage and courier industries on a daily basis, we have learnt how and where to get the best insurance deals and products within the UK insurance market place. This is why we have teamed up with Optin Insurance to bring our customers the best Public Liability and Employers Liability Insurance policies tailor made to each of their Liability Insurance needs.
Why have UK Haulier chosen Optin Insurance?
Optin Insurance specialise in Haulage Insurance, and therefore can offer fantastic liability products. Optin Insurance staff are highly trained to the top standards within the haulage insurance sector thus offering their customers the highest level of customer service and industry knowledge with a specialist approach to each businesses liability insurance policy needs.
Optin Insurance are dedicated in offering the best, but more importantly, the correct cover at the most competitive premium. Their policies are underwritten from a panel of the UK’s top insurers, including AVIVA, Zurich, AmTrust Europe, Brit Insurance, Groupama & MMA Insurance.
We believe that Optin will save you time and money when looking for your next Public Liability or Employers Liability Insurance policy, expressing their expertise and ability to find the right cover for you.
Please fill in the form and you will be contacted by your very own designated account manager, who will guide you through the quotation process keeping it as simple and straightforward as possible.
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